Noninsured Disaster Assistance Program

The Noninsured Disaster Assistance Program (NAP) offers financial support to producers of non-insurable crops to protect against natural disasters that result in lower yields, destroyed crops, or the inability to plant. NAP provides coverage equivalent to catastrophic (CAT) and additional (buy-up) levels of risk protection, helping producers manage risk and maintain their operations during and after adverse conditions.

Program Features:

• Coverage Levels:
  • Catastrophic Coverage (CAT): Provides coverage at 50% of the approved yield and 55% of the average market price.
  • Buy-Up Coverage: Offers higher levels of coverage, up to 65% of the approved yield and 100% of the average market price.
• Application Deadline: Producers must apply for coverage by the crop-specific application closing date.
• Service Fee: Producers must pay a service fee of $325 per crop per county, not to exceed $825 per producer per county or $1,950 for multi-county producers.
• Premiums: For buy-up coverage, additional premiums apply based on the coverage level selected.

How to Enroll: To apply for NAP coverage, producers must submit an application for coverage and service fee by the application closing date for their specific crops. In the event of a loss, producers must also file a notice of loss and an application for payment. Detailed enrollment instructions and deadlines are available through the local Farm Service Agency (FSA) office or the official USDA website.

Eligibility: Eligible crops include those for which federal crop insurance is not available, such as fruits, vegetables, aquaculture, floriculture, mushrooms, turfgrass, ginseng, honey, maple sap, and others. Producers must meet specific criteria and comply with all program requirements.

Producers are encouraged to check with their local FSA office for specific requirements, application deadlines, and additional program details.

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Official Program Page

NAP Fact Sheet