Crop Insurance 101

This page offers introductory education of crop insurance, and guidance to the appropriate resources within USDA's Risk Management Agency (RMA) and Farm Service Agency (FSA).

Federal Crop Insurance

Federal crop insurance is administered by the USDA's Risk Management Agency (RMA) in partnership with private insurance companies. It is the most widely used form of crop insurance in the United States.

Government-Backed
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Standardized Policies
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Coverage Options
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Eligibility
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Private Crop Insurance

Private crop insurance is offered by independent insurance companies and does not involve federal subsidies. These policies are typically customized to meet specific needs.

Independently Operated
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Customized Coverage
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Supplemental to Federal Insurance
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Non-Standardized Policies
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Revenue Protection Basics

Whole-Farm Revenue Protection (WFRP)

Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy.

This insurance plan is tailored for any farm with up to $17 million in insured revenue.

This includes farms with specialty or organic commodities (both crops and livestock) or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.

Revenue Protection Basics

Micro Farm Program

The Micro Farm program provides a risk management safety net for all commodities on your farm under one single insurance policy.

This insurance plan is tailored for any farm with up to $350,000 in approved revenue

farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.

key differences

Key Differences Between WFRP and Micro Farm

Familiarize yourself with the differences below.

Revenue Limits

WFRP covers farms with up to $17 million in insured revenue, while the Micro Farm program is designed for farms with up to $350,000 in approved revenue.

Complexity

WFRP may require more detailed record-keeping and reporting, whereas the Micro Farm program offers a more streamlined application process suitable for smaller operations.

Personalized Resources

Find the right resources for your farm

USDA's Risk Management Agency (RMA) offers a variety of resources related to crop insurance offerings. With so much information available, it can feel difficult to know where to start. That's why we've created the tool below to help guide you to the resources that will be most relevant to you!

Specialty Crops

Insurance for Specialty Crops

Whole Farm

Whole Farm Revenue Protection

Micro Farm

Microfarm Revenue Protection

CE Program

Controlled Environment Program (CE)

NAP

Non-Insured Crop Disaster Assistance Program (NAP)

Agents

Agent Locator Tool

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Additional Resources

Find even more resources and tools to give your Farm Business the support it needs to thrive.