Learn about FSA's NAP program, including eligibility requirements, how to apply, and additional resources.
The Noninsured Crop Disaster Assistance Program (NAP), administered by the USDA's Farm Service Agency (FSA), offers financial support to producers of crops for which federal crop insurance is not available in their county, when natural disasters result in low yields, loss of inventory, or prevented planting.
To qualify for NAP, producers must meet the following conditions:
Producer Eligibility: Applicants should be landowners, tenants, or sharecroppers who share in the risk of producing an eligible crop and are entitled to an ownership share of that crop.
Income Limitation: An applicant’s average adjusted gross income (AGI) must be less than $900,000.
Crop Eligibility: Eligible crops include those commercially produced for food, fiber, livestock consumption, or other agricultural purposes for which federal crop insurance is not available. Examples may include fruits, vegetables, aquaculture, floriculture, mushrooms, ginseng, honey, maple sap, and others.
For more detailed eligibility criteria, view the NAP Fact Sheet:
To apply for NAP coverage:
Submit an Application: Complete and submit an application for coverage (Form CCC-471) and pay the applicable service fee by the crop-specific application closing date.
Service Fees: The service fee is $325 per crop per county, not to exceed $825 per producer per county or $1,950 for multi-county producers.
Note: Historically underserved producers are eligible for basic NAP coverage without fee through their CCC-860 application: FSA Form CCC-860
Premiums for Buy-Up Coverage: Additional premiums apply for buy-up coverage, based on the coverage level selected.
Ongoing record-keeping is a requirement for NAP eligibility. Here are some things you'll need to keep track of and report on:
You will also need to report crop acreage shortly after planting to ensure reporting deadlines are not missed and coverage is not lost. Here are some additional pieces of information you'll be required to provide:
Coverage Must Be in Place to Receive Benefits: In order to receive NAP benefits after a disaster, your coverage must already be in place at the time of the disaster.
Deadlines: Application closing dates vary by crop and region. It's essential to consult your local FSA office to determine specific deadlines.
Record Keeping: Maintain accurate records of crop production and losses, as these are crucial for determining eligibility and calculating payments.
Payment Limitations: For crops with basic catastrophic coverage, NAP payments for an applicant are limited to $125,000 per crop year. For crops with additional (buy-up) coverage, NAP payments for an applicant are limited to $300,000 per crop year.
