Farm Service Agency Loans The FSA offers low-interest loans (including farm ownership and operational loans) for farmers and ranchers to acquire or improve farming operations. These opportunities are available to growers who are denied credit elsewhere. The FSA has special loan funding designed for youth, beginning producers (those in business less than 10 years), minority producers, and women producers.
Conservation Contract Producers with FSA loans secured by real estate can reduce their debt by entering portions of their land into 10, 30, or 50-year conservation contracts (which limit development on portions of land that have significant wildlife, recreational, or conservation benefits).
FSA Conservation Loans Farmers who lack the financial resources to foot the upfront costs of conservation practices can apply for Conservation Loans of up to approximately $1.2M to support on-farm conservation projects. All applicants must work with their local NRCS office to strategize an approved Conservation Plan for their operation before applying for a loan.
FSA Microloans: Farm Service Agency Microloans are targeted to support small farmers, beginning farmers, or farmers accessing a niche market. These loans can be used to purchase farmland or for operating expenses like equipment, and carry the same interest rates as FSA loans.