Farm Service Agency (FSA) Loans

Description: The FSA offers low-interest loans (including farm ownership and operational loans) for farmers and ranchers to acquire or improve farming operations. These opportunities are available to growers who are denied credit elsewhere and are intended as a bridge to help producers cover costs until they’re eligible for commercial credit. The FSA has special loan funding designed for youth, beginning producers (those in business less than 10 years), minority producers, and women producers. 

Type of funding: Loan

Type of application: Standard Form

Program focus area: Business/Marketing

Maximum award amount: $600,000 for ownership; $400,000 for operating; smaller amounts available in “microloans”

Average award amount: Information not currently available

Duration: 7 years for operating loans; 40 years for ownership loans

Deadline to apply: Continuous

Application acceptance rate: Information not currently available

How to apply: If you’re interested in this program, contact our team at or sign up for FarmRaise Premium